:root {
    --brand: #b42318;
    --brand-dark: #7a1912;
    --ink: #172033;
    --muted: #5f697a;
    --line: #dde3ea;
    --surface: #f6f8fb;
    --white: #ffffff;
}

html {
    scroll-behavior: smooth;
}

body {
    color: var(--ink);
    background: var(--white);
}

.navbar {
    min-height: 72px;
}

.navbar-brand {
    color: var(--ink);
}

.nav-link {
    color: #344054;
    font-weight: 600;
}

.btn {
    border-radius: 6px;
    font-weight: 700;
}

.btn-primary {
    --bs-btn-bg: var(--brand);
    --bs-btn-border-color: var(--brand);
    --bs-btn-hover-bg: var(--brand-dark);
    --bs-btn-hover-border-color: var(--brand-dark);
}

.hero-section {
    position: relative;
    min-height: 680px;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-media {
    position: absolute;
    inset: 0;
    background-image: url("../img/slider-2.png");
    background-size: cover;
    background-position: center;
}

.hero-shade {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(12, 18, 32, 0.88), rgba(12, 18, 32, 0.54), rgba(12, 18, 32, 0.2));
}

.hero-inner {
    position: relative;
    z-index: 1;
}

.hero-copy {
    max-width: 760px;
    color: var(--white);
    padding: 96px 0;
}

.eyebrow {
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.hero-copy h1 {
    max-width: 720px;
    margin-bottom: 22px;
    font-size: 58px;
    line-height: 1.05;
    font-weight: 800;
}

.hero-copy .lead {
    max-width: 660px;
    margin-bottom: 28px;
    color: #eef2f6;
    font-size: 20px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
}

.hero-note {
    max-width: 660px;
    margin-top: 22px;
    color: #d4dbe5;
    font-size: 14px;
}

.section {
    padding: 88px 0;
}

.section-muted {
    background: var(--surface);
}

.section-heading {
    max-width: 760px;
    margin: 0 auto 42px;
    text-align: center;
}

.section-heading h2,
.section h2 {
    margin-bottom: 16px;
    font-size: 38px;
    line-height: 1.18;
    font-weight: 800;
}

.section-heading p,
.section p {
    color: var(--muted);
}

.info-box,
.process-box,
.apply-card,
.trust-panel,
.contact-panel,
.map-panel {
    border: 1px solid var(--line);
    background: var(--white);
    border-radius: 8px;
}

.info-box {
    height: 100%;
    padding: 28px;
}

.info-box i {
    display: inline-flex;
    width: 44px;
    height: 44px;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    border-radius: 8px;
    background: #fff1f0;
    color: var(--brand);
    font-size: 22px;
}

.info-box h3,
.process-box h3,
.trust-panel h3 {
    margin-bottom: 10px;
    font-size: 20px;
    font-weight: 800;
}

.info-box p,
.process-box p,
.trust-panel li {
    margin-bottom: 0;
    color: var(--muted);
}

.disclaimer-line {
    padding: 14px 16px;
    border-left: 4px solid var(--brand);
    background: var(--white);
    color: var(--ink) !important;
    font-weight: 700;
}

.investment-table {
    overflow: hidden;
    margin-bottom: 0;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: var(--white);
}

.investment-table th {
    color: var(--ink);
    background: #eef2f6;
    font-size: 14px;
}

.investment-table td,
.investment-table th {
    padding: 18px;
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.process-box {
    padding: 26px;
}

.process-box span {
    display: block;
    margin-bottom: 18px;
    color: var(--brand);
    font-size: 28px;
    font-weight: 900;
}

.trust-panel {
    margin-top: 24px;
    padding: 24px;
}

.trust-panel ul {
    padding-left: 20px;
    margin-bottom: 0;
}

.apply-card {
    padding: 34px;
    box-shadow: 0 16px 40px rgba(23, 32, 51, 0.08);
}

.form-label {
    color: var(--ink);
    font-weight: 700;
}

.form-control,
.form-select {
    min-height: 48px;
    border-radius: 6px;
}

.form-disclosure,
.button-note {
    color: var(--muted);
    font-size: 13px;
}

.button-note {
    margin: 12px 0 0;
    text-align: center;
}

.policy-faq .accordion-item {
    border-color: var(--line);
}

.policy-faq .accordion-button {
    font-weight: 800;
}

.contact-section {
    background: #fff8f6;
}

.contact-panel {
    height: 100%;
    padding: 32px;
}

.contact-panel h2 {
    font-size: 30px;
}

.map-panel {
    height: 100%;
    min-height: 360px;
    overflow: hidden;
}

.footer-section {
    padding: 56px 0 24px;
    background: #101828;
    color: #cbd5e1;
}

.footer-section h2,
.footer-section h3 {
    color: var(--white);
    font-size: 20px;
    font-weight: 800;
}

.footer-section p,
.footer-section a {
    color: #cbd5e1;
}

.footer-section ul {
    padding-left: 0;
    margin-bottom: 0;
    list-style: none;
}

.footer-section li {
    margin-bottom: 8px;
}

.footer-bottom {
    margin-top: 34px;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.14);
    color: #98a2b3;
    font-size: 14px;
}

@media (max-width: 991px) {
    .hero-section {
        min-height: 620px;
    }

    .hero-copy h1 {
        font-size: 42px;
    }

    .process-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 767px) {
    .section {
        padding: 64px 0;
    }

    .hero-section {
        min-height: 560px;
    }

    .hero-copy {
        padding: 72px 0;
    }

    .hero-copy h1 {
        font-size: 34px;
    }

    .hero-copy .lead {
        font-size: 17px;
    }

    .section-heading h2,
    .section h2 {
        font-size: 30px;
    }

    .process-grid {
        grid-template-columns: 1fr;
    }

    .apply-card {
        padding: 24px;
    }
}